Last Updated: January 1, 2026 | Effective Date: January 1, 2026
Table of Contents
1. Introduction
KOMMNZ Securities, Inc. ("KOMMNZ," "we," "our," or "us") is committed to protecting your privacy and safeguarding your personal information. This Privacy Policy describes how we collect, use, disclose, and protect information about you when you use our websites, mobile applications, and financial services (collectively, the "Services").
By using our Services, you agree to the collection, use, and disclosure of your information as described in this Privacy Policy. If you do not agree with our policies and practices, please do not use our Services.
2. Information We Collect
2.1 Information You Provide
We collect information you provide directly to us, including:
- Account Information: Name, email address, phone number, date of birth, Social Security number, government-issued ID, and other identification information required for account opening.
- Financial Information: Bank account numbers, investment experience, risk tolerance, income, net worth, and employment information.
- Transaction Information: Records of your securities transactions, account balances, and trading history.
- Communication Data: Information you provide when you contact us, including emails, chat logs, and phone call recordings.
2.2 Information Collected Automatically
When you use our Services, we automatically collect certain information, including:
- Device information (device type, operating system, unique device identifiers)
- Log information (access times, pages viewed, IP address, referring URL)
- Location information (derived from IP address or with your consent)
- Information collected through cookies, pixel tags, and similar technologies
3. How We Use Your Information
We use the information we collect to:
- Provide, maintain, and improve our Services
- Process transactions and send related information
- Verify your identity and prevent fraud
- Comply with legal and regulatory requirements
- Send promotional communications (with your consent)
- Respond to your comments, questions, and requests
- Analyze usage patterns and improve user experience
- Protect the security and integrity of our Services
4. Information Sharing
We may share your information in the following circumstances:
- Service Providers: With third-party vendors who perform services on our behalf
- Affiliates: With our corporate affiliates for business purposes
- Regulatory Compliance: With regulators, law enforcement, or other authorities as required by law
- Business Transfers: In connection with a merger, acquisition, or sale of assets
- With Your Consent: When you direct us to share your information
We do not sell your personal information to third parties for their marketing purposes.
5. Data Security
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:
- Encryption of data in transit and at rest
- Multi-factor authentication for account access
- Regular security assessments and penetration testing
- Employee training on data protection
- Access controls limiting employee access to personal information
6. Your Rights and Choices
Depending on your jurisdiction, you may have the following rights:
- Access: Request access to your personal information
- Correction: Request correction of inaccurate information
- Deletion: Request deletion of your personal information (subject to legal requirements)
- Portability: Request a copy of your data in a portable format
- Opt-Out: Opt out of promotional communications
To exercise these rights, please contact us at privacy@kommnz.com.
7. Cookies and Tracking
We use cookies and similar tracking technologies to collect information about your browsing activities. You can manage cookie preferences through your browser settings. Note that disabling cookies may affect the functionality of our Services.
8. Children's Privacy
Our Services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children. If we learn we have collected information from a child, we will delete it promptly.
9. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of material changes by posting the new policy on this page and updating the "Last Updated" date. We encourage you to review this policy periodically.
10. Contact Us
If you have questions about this Privacy Policy or our privacy practices, please contact us:
KOMMNZ Securities, Inc.
Attn: Privacy Officer
200 Park Avenue, 25th Floor
New York, NY 10166
Email: privacy@kommnz.com
Phone: (212) 847-9600